Andrew Moore, Director of Goodmans Financial Planning based in our Plymouth office explores the intricacies of retiring on your own terms. This article was originally published in the Autumn Edition of Devon Life Business & Professional .
Retirement is an odd word. It assumes that we have a very simplistic life where we work only because we have to and then stop, or retire, from that work to enjoy all the pleasures and fun we have long thought about. For many of our clients retirement is more a growing realisation that they have the financial resources to choose whether they work or not. It is about waking up in the morning, opening the curtains and having the freedom to choose how that day is spent. That kind of financial freedom is precious and I can see why those that retire successfully are some of the happiest people I come across.Read More
Andrew Moore, Senior Financial Planner in our Plymouth Office, explains why a great game plan for your own life can make running a business much more enjoyable. This article was originally published in the Spring Edition of Devon Life Business & Professional .
Life is full of ‘projects’ to work on. We have a sense that they are worthwhile if they take us forward, give us more money, build up our assets or grow the business we work in or own. Often these activities are all-consuming and there is an element of spinning on a wheel. How often do we stop and get a sense of why we are working so hard.
As a financial planning firm we see clients in the run-up to retirement and then guide them through a fun and exciting ten to twenty years before helping them settle into a secure later life. When you have enough capital, and importantly you know you have enough capital, the years between 55 and 75 can be the best years of many people’s lives. If you have looked after yourself, you have your health, you have money, and the kids can be hidden from on some beach where mobile phone reception is poor. Smart clients also recognise that the biggest shortage they have is time. This gives an added poignancy to the pleasures and lifestyle enjoyed in these years.Read More